Jana Small Finance Bank releases divergence in NPAs as of Mar 2025
This story was originally published at 09:46 IST on 18 July 2026
Register to read our real-time news.Informist, Saturday, Jul. 18, 2026
MUMBAI – Jana Small Finance Bank late on Friday provided details of divergence of asset classification and provisioning for non-performing assets as per the risk assessment report of the Reserve Bank of India for financial year 2024-25.
The scheduled commercial bank's gross NPAs as of Mar. 31, 2025, reported by the bank were INR 7.50 billion, while it was INR 9.19 billion as assessed by the RBI, the filing said. The divergence was at INR 1.69 billion. Also, the bank's net NPAs for the same period reported by the bank were at INR 2.54 billion, while that assessed by the regulator were at INR 4.23 billion, it said.
The lender's provisions for net NPAs as of Mar. 31, 2025, reported by the bank were at INR 4.95 billion. It was INR 5.37 billion assessed by the RBI and the divergence in provisioning came at INR 420 million. It said that the reported profit before provision and contingencies for 2024-25 was at INR 12.26 billion while the reported net profit for the same period was at INR 5.01 billion. It also said that the notional bottom line, after considering the divergence in provisioning for the reported financial year, was at INR 4.59 billion.
The regulatory disclosure by the lender also said that there was no impact on the profit and loss for 2026–27.
For the June quarter, the lender reported a net profit of INR 1.55 billion on total income of INR 17.41 billion. On Friday, shares of the bank closed at INR 493 apiece on the National Stock Exchange, down marginally. End
Reported by Meera Nair
Edited by Avishek Dutta
For users of real-time market data terminals, Informist news is available exclusively on the NSE Cogencis WorkStation.
Cogencis news is now Informist news. This follows the acquisition of Cogencis Information Services Ltd. by NSE Data & Analytics Ltd., a 100% subsidiary of the National Stock Exchange of India Ltd. As a part of the transaction, the news department of Cogencis has been sold to Informist Media Pvt. Ltd.
Informist Media Tel +91 (22) 6985-4000
Send comments to feedback@informistmedia.com
© Informist Media Pvt. Ltd. 2026. All rights reserved.
To read more please subscribe
Share this Story:
