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Informist, Monday, Aug. 31, 2026

--RBI: Banks' investments as on Aug 15 up INR 347.42 bln on fortnight 

--RBI: Banks' investments as on Aug 15 INR 73.73 tln, up 6.63% YoY 

--CONTEXT: Banks' investments were up 6.4% YoY as on Jul 31 

MUMBAI – Investments by scheduled banks rose 6.6% on year to INR 73.73 trillion as on Aug. 15, and increased by INR 347.42 billion from the previous fortnight, data released by the Reserve Bank of India Monday showed. Investments by scheduled commercial banks rose 6.5% on year to INR 71.92 trillion as on Aug. 15, up from 6.4% as of Jul. 31.

Loans of scheduled commercial banks rose 18.3% on year as of Aug 15, while deposits increased 14.7%, according to data released by the Reserve Bank of India Friday. Loans and deposits had risen 19.3% on year and 15.4% on year, respectively, a fortnight ago.  

Bank loans were at INR 220.08 trillion as of Aug. 15, slightly down from INR 220.78 trillion a fortnight ago. Bank deposits were INR 269.31 trillion as of Aug. 15, slightly down from INR 269.38 trillion a fortnight ago. Banks' non-food loans were down INR 669.45 billion in a fortnight, as of Aug. 15.  

In December, the government had changed the definition of a reporting fortnight under the banking laws. Under the amended regulation, the definition of "fortnight" changed from a Saturday-to-Friday cycle to a clearly defined two-part monthly period—either the 1st to the 15th of each month or the 16th to the last day of the month, both days inclusive.

Scheduled Commercial Banks (Including RRBs, SFBs and PBs):
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All Scheduled Banks:

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* Provisional figures incorporated in respect of such banks as have not been able to submit final figures.
Notes :

    (A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.
    ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).
    @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.
    (B) The figures relating to Scheduled Commercial Banks' Borrowings in India from the Reserve Bank and balances with the Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934.
    # This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).
    + Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.
    $ Includes advances granted by Scheduled Commercial Banks and State Co-operative Banks to Public Food Procurement Agencies viz. Food Corporation of India, State Governments and their agencies under the Food Consortium.  

The expression ' Banking System ' or ' Banks ' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.

No. of Scheduled Commercial Banks as on Current Fortnight : 119

No. of Scheduled State Co-operative Banks as on Current Fortnight : 26

No. of Scheduled Primary(Urban) Co-operative Banks as on Current Fortnight : 55

End

Reported by Janwee Prajapati

Compiled by Mansi Patil

Edited by Saji George Titus
 
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