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MoneyWireUjjivan Small Fin Bank's gross loans jump 32% YoY Sept 30, deposits rise 29%

Ujjivan Small Fin Bank's gross loans jump 32% YoY Sept 30, deposits rise 29%

This story was originally published at 19:55 IST on 3 October 2026
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Informist, Saturday, Oct. 3, 2026

 

--Ujjivan Small Fin Bk total deposits at INR 506.49 bln as on Sept 30

--Ujjivan Small Fin Bk loans at INR 456.99 bln as on Sept 30, up 32% YoY

 

NEW DELHI – Ujjivan Small Finance Bank Ltd.'s gross loan book was at INR 456.99 billion as of Sept. 30, up 32.1% on year and 6.5% on quarter, the lender said in an exchange filing Saturday. Total deposits rose 29.2% on year and 5.2% on quarter to INR 506.49 billion, the bank's quarterly business highlights showed.  

 

The total secured book rose over 47% on year to INR 237.73 billion. Group loans grew 19.5% to INR 156.58 billion, while housing loans totalled INR 120.87 billion at the end of September. The gross non-performing asset ratio improved to 2.10% as of Sept. 30 from 2.17% a quarter ago and 2.45% at the same time a year ago.

 

Disbursements surged 33.1% on year to INR 105.60 billion in the September quarter, the bank's data showed. The bank's credit-deposit ratio rose to 89.97%, from 87.78% a year ago.

 

On the liabilities side, current-account savings-account deposits grew 22.2% on year to INR 131.82 billion by end of September, the small finance bank said.

 

Thursday, shares of the Ujjivan Small Finance Bank closed 2.8% lower at INR 65.60 on the National Stock Exchange. Markets were closed on Friday on account of Gandhi Jayanti. For the June quarter, the lender's net profit was INR 3.17 billion on total income of INR 22.81 billion.  End

 

Reported by Shweta

Edited by Deepshikha Bhardwaj

 

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